Mixed Signals as Mortgage Rates Teeter on the Edge of Stability The mortgage market is currently sending mixed signals about its trajectory.
According to Zillow's lender marketplace, current mortgage rates for Monday, August 3, 2026, are exhibiting an unusual trend: while some types of mortgages are seeing their rates rise, others remain steady or even fall.
Fixed rate mortgages are a notable exception. The 30 year purchase fixed rate has risen to 6. 65%, whereas the corresponding refinance rate stands at 6. 57% – an 8 basis points difference.